Personal Liability Insurance for Expats in Hong Kong

These days just about anyone can be sued as a result of his or her actions.

Accidents do happen and anyone can be sued for accidental injury caused to someone else or damage to someone’s property. For example guests may injure themselves in your home or a visitor to your home may slip and fall on your stairs, injuring their leg or back. Your dog may bite a neighbour. Your kids may accidentally injure other kids at school or damage other people’s property – the list of similar situations, which can lead to expensive lawsuits, is very long.

It’s therefore worth considering Personal Liability Insurance to help protect you and your family from any unexpected legal cases. Your personal assets are vulnerable in any legal action and Personal Liability policies can be used to protect yourself against expensive judgments.

Personal Liability Insurance also provides you with cover in case you are accused of slander or causing mental anguish. These types of accusations may seem trivial, but they have been known to result in costly legal battles.

Personal Liability Insurance is available on a worldwide basis, which means you and your family are covered wherever you may travel.

Note that Personal Liability Insurance does not cover activities related to your business, no matter if it is an in-home or out-of-home business. You will need Business Insurance to cover any possible losses.